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Business Loans
Apply online Now to get the funding you need to Grow your business
How To Qualify For
Small Business Loans
To successfully secure business financing, focus on the four Cs' of lending is required: Credibility. Cash Flow, Creditworthiness, and Collateral. These factors are what guide a lenders' underwriting decisions. By strengthening each of these pillars, you enhance your ability to obtain the financing your business needs to thrive.
Fundability
Establish presence, office, and business banking
Cash
Cash flow, savings, and merchant account
Credit
Strengthen your personal and business credit
Collateral
Available assets to secure a business loan
BUSINESS CREDIT BUILDER
Business Loans For Your Growth
By analyzing the strengths of your business, we provide a tailored assessment of your financial situation. Our team of funding experts then connects you with the ideal lender to fulfill your specific financing needs.
Credit Line Hybrid
Get up to $150k in unsecured, no doc financing with 0% introductory rated
Equipment Financing
Finance your new equipment or get a leaseback on owned equipment
Securities Backed Lines of Credit
Secure your business loan with stocks, bonds, mutual funds, and retirement
Revenue Financing
Use your business revenue to secure funding for your business
Merchant Cash Advance
Fund your growth with cash from your merchant account transactions
SBA Loans
Get the best rates and terms with highest loan amounts with SBA loans
Commercial Real Estate
Purchase commercial real estate with multiple options for growth
Inventory Financing
Use your existing inventory to secure your business financing
Meet The Perfect Lender
Find Your Funding Now!
Leverage our expertise to connect your strengths with lenders who are eager to work with you. We'll secure the funding you need today while also helping you position your business for even better financing opportunities in the future.
We've Got You Covered
We Help All Types of Business
Small Business Loans
Securing a loan for your small business can be transformative. Let’s find the funding you need to thrive!
Growth Financing
Fuel your next phase of growth with the financing you need to elevate your business to new heights.
Expansion Financing
Access the capital required to expand, with generous loan amounts, competitive rates, and extended terms.
Startup Loans
Secure up to $150,000 in unsecured financing with no need for income verification, assets, or collateral.
Non Profits
Nonprofits can access financing from banks and lenders to support their operational needs.
Franchisees
Obtain the funding you need to grow your franchise successfully. Discover how we can assist you.
Frequently Asked Questions
Can I get a business loan with bad credit?
Yes, you can obtain a business loan even with bad credit, though your options may be more limited and interest rates higher. Some alternative lenders specialize in providing loans to businesses with less-than-perfect credit.
How much money can I qualify for?
The amount you qualify for depends on several factors, including your credit score, business revenue, time in business, and the lender's assessment of your financial health. Since each lender has different criteria, it's important to research and compare your options.
What rates and fees will I pay
Interest rates and fees vary based on the lender, loan type, your creditworthiness, and other factors. Common fees may include origination fees, processing fees, and prepayment penalties. Be sure to carefully review the loan terms and understand the total cost of borrowing before accepting any offer.
Do I need collateral to secure a business loan?
Certain types of business loans require collateral, while others do not. For instance, secured loans, like equipment financing, often require collateral, whereas unsecured loans, such as lines of credit, typically do not. However, unsecured loans may come with higher interest rates due to the increased risk for the lender.
What types of business loans are available?
Business loans come in various forms, such as term loans, lines of credit, invoice financing, equipment financing, merchant cash advances, and Small Business Administration (SBA) loans. Each type of loan is designed for specific needs and comes with its own terms, rates, and eligibility criteria.
How do lenders evaluate a business loan application?
Lenders typically evaluate factors like your credit score, business longevity, annual revenue, debt-to-income ratio, and overall financial health. They may also assess your business plan, industry, and cash flow projections.
Can I improve my chances of getting approved for a business loan?
To boost your chances of approval, maintain a strong credit score, keep accurate financial records, create a solid business plan, demonstrate healthy cash flow, and reduce existing debt. Additionally, research and apply for loans that align with your business needs and financial profile.
